It is unlawful discriminatory practice for any creditor to discriminate against
any applicant for credit in the granting, withholding, extending, or renewing
or credit, or in the fixing of rates, terms, or conditions of any form or credit,
on the basis of race, color religion, age, sex, marital status, national origin,
disability, or ancestry, except with respect to age in real estate transactions
between financial institutions, insurance companies as defined by section 5725.01
of the Revised Code. It is also unlawful discriminatory practice to use or make
any inquiry as to race, color, religion, age, sex, marital status, national origin,
disability, or ancestry for the purpose of limiting or specifying those persons
to whom credit will be granted, except under a limited circumstance as it relates
to ascertaining the creditor’s rights and remedies applicable to the particular
extension of credit. Creditors may not refuse to consider the sources of income
of an applicant for credit, in whole or in part, on the basis of race, color
religion, age, sex, marital status, national origin, disability, or ancestry.
There are many regulations regarding creditors’ rights and responsibilities.
For more information please contact a regional office of The Ohio Civil Rights
Commission for more specific inquiries.
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